National Finance, the Sultanate of Oman's leading finance and leasing company, has reported a resilient financial performance for the six-month period ended 30 June 2026, reinforcing the strength of its business model and long-term strategic direction. The results reflect the company's continued agility in navigating an increasingly dynamic global environment while harnessing opportunities emerging from the nation’s stable economic outlook, ongoing diversification efforts, and the implementation of Oman Vision 2040.
For the period ended 30 June 2026, National Finance reported an operating profit (profit before provision and tax) of RO 15 million, compared to RO 12.18 million during the corresponding period in 2025, representing an increase of 23.19%. Profit after tax reached RO 8.08 million, up from RO 7.02 million in June 2025, reflecting a growth of 15.18%. The company's Net Investment in Lease increased to RO 686.15 million, marking a growth of 5.12% compared to December 2025.
Reflecting on the company's achievements, Mr. Tariq Sulaiman Al Farsi, Chief Executive Officer at National Finance, said, “Our performance during the first half of 2026 reflects the resilience of our business, the enduring trust of our customers and stakeholders, and the strength of the disciplined strategy we have consistently executed. These achievements would not have been possible without the dedication of our employees, whose hard work and shared pursuit of excellence continue to drive our success. As the Sultanate of Oman advances its economic transformation, we remain focused on innovation, stronger customer relationships, and empowering individuals, entrepreneurs, and businesses nationwide. With a strong foundation and sound governance, we are well positioned to seize new opportunities and deliver lasting value for shareholders, customers, and the wider economy.”
National Finance continues to maintain the highest regulatory capital among finance and leasing companies in the nation at RO 148.45 million, providing a strong foundation to support future growth. With an extensive network of 24 branches and a diversified portfolio of financing solutions for retail, SMEs, and corporate customers, the company remains well positioned to meet evolving customer requirements while enhancing operational efficiency through continued investment in digital capabilities and service excellence.
The continuous development of Omani talent remains a cornerstone of National Finance’s long-term success. As of 30 June 2026, National Finance achieved an Omanisation rate of 93.4%, with 396 Omani nationals employed out of a total workforce of 424, surpassing the national target. Through ongoing investments in learning, leadership development, and employee capability building, the company continues to cultivate a highly skilled workforce equipped to support innovation and sustainable growth.
Building on the publication of its 2025 Sustainability Report, the company advanced its ESG agenda during the second quarter by strengthening sustainability integration across its operations and governance framework while maintaining alignment with Muscat Stock Exchange (MSX) ESG reporting requirements. National Finance also continued expanding its sustainable finance offerings, enabling responsible lending solutions that support positive environmental, social, and economic outcomes.
National Finance’s continued focus on creating meaningful social impact is demonstrated through its enduring partnerships with leading organizations including Dar Al Atta’a Association, Injaz Oman, Sharakah, the Environment Society of Oman, and Children First Association. Through these collaborations, the company continues to deliver lasting value for communities while supporting national development priorities.
Further underscoring the strength and resilience of its business model, National Finance was recognized with the ‘Excellence in Financial Growth and Market Resilience’ award at the New Age Banking Summit. The recognition reflects the company's continued emphasis on sustainable growth, operational excellence, and its ability to consistently deliver value for customers, shareholders, and stakeholders alike.
Looking ahead, National Finance remains confident in its ability to navigate evolving market conditions, supported by a strong capital base, disciplined risk management framework, continued investment in digital innovation and transformation, and a resolute commitment to customer excellence. As a trusted Partner for Growth, the company remains focused on delivering sustainable long-term value while contributing to the nation’s continued socio-economic progress.
